Loans and Mortgages

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Archive for April, 2012

What is consumer credit

April 20th, 2012

Consumer credit is really any kind of loan that is not made ​​on the goals related to economic activity. This is an agreement concluded between the consumer and the entrepreneur, which relates to the loan amount to 25 000 EUR or its equivalent in another currency. It is worth mentioning that a person who provides such loans need not be a bank.

What to look for when taking a loan

April 19th, 2012

Prior to the drawdown of the loan you should check your credit ability, find out how much is the interest and the amount of the installments. It should also calculate the costs associated with purchasing real estate: notarial, judicial, and other credit related costs. By analyzing the costs associated with the drawdown of the loan, pay attention not only to interest and bank charges, but also the fees that we incur in the process of repayment.

Different types of mortgage

April 18th, 2012

Banks have to be very flexible in offering different types of mortgages. This allows practically anyone can find a good solution tailored to their needs. The different types of mortgages that are different, for what purposes are to be awarded. So there may be different (although marginally, because the main security for all is a […]

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