Young people who have decided to continue their studies, and have chosen for themselves the right kind of studies need money that will allow them to pay for school, or let them to live a college life, which becomes every year more and more expensive. There are many solutions that young person can benefit from. […]
Refinancing is a loan used to repay another loan. Question is how refinancing can lower mortgage installment? Changes in the mortgage market in 2010, resulted in a significant increase in profitability of the existing loan repayment with a new loan, contracted in another bank (refinance). This applies in particular loans denominated. Refinancing is a possibility […]
Consumer credit is really any kind of loan that is not made on the goals related to economic activity. This is an agreement concluded between the consumer and the entrepreneur, which relates to the loan amount to 25 000 EUR or its equivalent in another currency. It is worth mentioning that a person who provides such loans need not be a bank.
Prior to the drawdown of the loan you should check your credit ability, find out how much is the interest and the amount of the installments. It should also calculate the costs associated with purchasing real estate: notarial, judicial, and other credit related costs. By analyzing the costs associated with the drawdown of the loan, pay attention not only to interest and bank charges, but also the fees that we incur in the process of repayment.
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